There are plenty of advantages of having a VA home loan compared to a conventional mortgage, including a minimal down payment requirement, no Private Mortgage Insurance (PMI), and competitive interest rates.
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A continued increase in housing prices and lagging new home development in California have continued to make it more difficult for buyers to afford a home purchase. Lower mortgage interest rates were unable to balance out the seasonal increases in housing prices, further continuing the extended housing affordability crisis in the Golden State.
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Before you get the keys to your new home, there are a few steps you’ll need to go through first. After you’ve got your credit and finances in order, got pre-approved for a mortgage, found a reputable real estate agent to work with, and found the home of your dreams, the actual real estate transaction can begin.
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The thought of moving into a new home can quickly go from exciting to overwhelming when you think about all the stuff that needs to be hauled from one place to another. The moving process isn’t exactly a fun time, but there are some things you can do to make the process a lot easier and less stressful.
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In typical real estate transactions, buyers and sellers are usually represented by their own separate agents. Each agent has a fiduciary duty to protect the interests of their clients.
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California has a ton of hot markets from top to bottom. There is plenty to choose from for any real estate investor looking to snatch up valuable properties to rent out for top dollar. Regardless of precisely what you’re looking for, the Golden State certainly offers plenty.
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Sellers don’t have a crystal ball to tell them who is going to bypass their homes and who is serious enough to put in a solid offer. However, buyers do exhibit certain traits and behaviors that will allow sellers and their agents to be able to distinguish those who just aren’t in the game.
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The real estate market in California lost a bit of momentum in August as a result of continued issues with housing affordability and a shortage of inventory, according to the California Association of Realtors (CAR). While home sales have managed to stay over the 400,000 pace for five straight months, sales have decreased year-over-year for the sixth month in a row.
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Keeping your home safe is a crucial component to being a homeowner. After all, we’ve all got locks on our doors and windows for a reason. Other homeowners have added other layers of protection, including installing security cameras or alarm systems. While these are very helpful, home security systems have evolved a great deal over the years thanks to the emergence of digital technology.
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